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The Bank, which officially launched its services in October 2021, was established with the aim of allowing individuals and businesses in developing countries to apply for a US bank account and debit card remotely, without needing to be a US citizen or resident, to help provide day-to-day banking services globally. [3]
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Mercury Provident was founded in 1974 by Christian Nunhofer and others. [2] It was later constituted as a "licensed deposit-taking institution" under the Banking Act 1979. [3] Inspired by the anthroposophical thinking of Rudolf Steiner, [4] Mercury Provident aimed to raise awareness of the functions of money and financial lending in society. [5]
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Cardholders could also earn a "Cashback Bonus", in which a percentage of the amount spent would be refunded to the account (from 1% to 5%), depending on how much the card was used. [10] Discover was also noteworthy for being the only credit card accepted by the U.S. Customs Service to pay customs duty, effective February 19, 1987. [11]
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