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  2. How do secured loans work? - AOL

    www.aol.com/finance/secured-loans-020828573.html

    Types of secured loans. There are many types of secured loans. Five of the most common include: Mortgage: With a mortgage, you put your home or property up as collateral to buy that home.If you ...

  3. Passbook loans: Paying to borrow your own money - AOL

    www.aol.com/finance/passbook-loans-paying-borrow...

    Some lenders might allow you to borrow all or a portion of your existing savings, but most allow loan amounts from 90 to 100 percent of their account amount. However, this isn’t a requirement.

  4. Savings and loan crisis - Wikipedia

    en.wikipedia.org/wiki/Savings_and_loan_crisis

    Lamar Savings and Loan (Austin, TX), led by Stanley Adams, which cost $2 billion to resolve; Vernon Savings and Loan (Dallas, TX), led by Don Dixon, which on resolution had 94 percent of loans non-performing; and; Columbia Savings and Loan (Beverly Hills, CA), led by Thomas Spiegel, was closed in January 1991 at the cost of $3.25 billion. [87]

  5. Home equity line of credit - Wikipedia

    en.wikipedia.org/wiki/Home_equity_line_of_credit

    In 2022, almost 80% of Brazilian families ended the year in debt (generally with very expensive rates), a record since the CNC - National Confederation of Commerce - began researching the subject in 2011. [23] The first Brazilian company offering a HELOC product was authorized to operate by the Central Bank of Brazil in June 2023. It was the ...

  6. Secured loan - Wikipedia

    en.wikipedia.org/wiki/Secured_loan

    A secured loan is a loan in which the borrower pledges some asset (e.g. a car or property) as collateral for the loan, which then becomes a secured debt owed to the creditor who gives the loan. The debt is thus secured against the collateral, and if the borrower defaults , the creditor takes possession of the asset used as collateral and may ...

  7. What is a share-secured loan, and how does it work? - AOL

    www.aol.com/finance/share-secured-loan-does...

    A credit-builder loan also works like a share-secured loan, but you pay off the loan before you can access the money. The lender you choose will deposit the funds into a savings account.

  8. Lincoln Savings and Loan Association - Wikipedia

    en.wikipedia.org/wiki/Lincoln_Savings_and_Loan...

    At the time of the Federal seizure on April 14, 1989, Lincoln Savings was the 42nd largest savings & loan in the country with 29 branches throughout Southern California and assets of $5.4 billion and deposits of $4.4 billion but only $20 million in required capital on hand instead of the required $325 million in capital. [10]

  9. Should I get a personal loan? Here are the pros and cons - AOL

    www.aol.com/finance/pros-cons-personal-loans...

    Personal loans generally have faster approval and payment times than secured loans. That makes them useful for emergencies or other situations where you need money quickly. Some lenders can ...