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2. 8 types of personal loans and their uses — plus 5 to avoid

   www.aol.com/finance/types-personal-loans-uses...

   According to a recent Experian study, the average consumer has personal loan debt of around $19,402. However, depending on your credit and financial situation, some personal loans work better than ...

3. Synchrony Financial - Wikipedia

   en.wikipedia.org/wiki/Synchrony_Financial

   Synchrony Financial is an American consumer financial services company with its headquarters in Stamford, Connecticut, United States. [2] The company offers consumer financing products, including credit, promotional financing and loyalty programs, installment lending to industries, and FDIC-insured consumer savings products, through Synchrony Bank, its wholly owned online bank subsidiary.

4. Buy now, pay later - Wikipedia

   en.wikipedia.org/wiki/Buy_now,_pay_later

   Buy now, pay later (BNPL) is a type of short-term financing that allows consumers to make purchases and pay for them at a future date. [1] BNPL is generally structured like an installment plan money lending process that involves consumers, financiers, and merchants.

5. Alternative financial services in the United States - Wikipedia

   en.wikipedia.org/wiki/Alternative_financial...

   Many people simply didn't like to deal with bank employees and branches, preferring the more relaxed environment of a consumer finance company. Consumer finance companies focused on lowering the required monthly payment for their customer's debts. For example, a customer could refinance $10,000 worth of auto loan debt at 7 percent interest into ...

6. How healthy are your finances, really? 4 money questions to ...

   www.aol.com/financial-questions-to-ask-yourself...

   Consumer debt ratio. Divide your monthly non-mortgage debt payments — like credit card and auto loan payments — by your monthly income after taxes . This should be no more than 20% .

7. Types of small business loans offered at banks - AOL

   www.aol.com/finance/types-small-business-loans...

   Pros and cons of a bank business loan. Most types of business loans from banks generally offer attractive terms. But like any type of business loan, there are pros and cons to consider before ...