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  2. How do credit card refunds work? - AOL

    www.aol.com/finance/credit-card-refunds...

    Credit card refunds allow you to get money back for a purchase made with your credit card, usually in the form of a credit to your account. Refunds can take five to 14 business days to process and ...

  3. How to get a refund for a fraudulent credit card transaction

    www.aol.com/finance/refund-fraudulent-credit...

    Key takeaways. Suspecting a fraudulent credit card transaction should not be overlooked and can be addressed through certain protections and a refund process with the card issuer.

  4. Get help with your AOL billing questions

    help.aol.com/articles/account-management...

    The $1 charge won’t actually be deducted from the account. The bank for the credit card should remove the charge within a day or two. If you used a credit card for age verification and noticed the charge hasn’t been removed after a few days, please contact your bank or credit card company.

  5. Overpayment scam - Wikipedia

    en.wikipedia.org/wiki/Overpayment_scam

    An overpayment scam, also known as a refund scam, is a type of confidence trick designed to prey upon victims' good faith.In the most basic form, an overpayment scam consists of a scammer claiming, falsely, to have sent a victim an excess amount of money.

  6. How to cancel a credit card without hurting your credit score

    www.aol.com/finance/cancel-credit-card-without...

    You have five credit cards each with a $1,000 limit, making your total available credit $5,000. Your regular monthly credit card expenses total $1,000. Your credit utilization ratio is 20 percent ...

  7. Authorization hold - Wikipedia

    en.wikipedia.org/wiki/Authorization_hold

    Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

  8. Credit card debt - Wikipedia

    en.wikipedia.org/wiki/Credit_card_debt

    Consumers commonly pay off a large portion of their credit card debt in the first fiscal quarter of the year because this tends to be when people receive holiday bonuses and tax refunds. [9] Credit card debt tends to increase throughout the rest of the year. [3] Credit card debt is said [clarification needed] to be higher in industrialized ...

  9. How can I get a credit card refund for my canceled flight? - AOL

    www.aol.com/finance/credit-card-refund-canceled...

    Start by contacting your airline and asking for a refund to your credit card. And look into whether your credit card comes with travel insurance that can cover expenses airlines wont.