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DigiLocker allows access to digital versions of various documents including driver's licenses, vehicle registration certificates and academic mark sheets. [3] It also provides 1 GB storage space to each account to upload scanned copies of legacy documents. Users need to possess an Aadhaar number to use DigiLocker.
Using the system, funds could be transferred to any Aadhaar-linked bank account if the Aadhaar number was known. It was announced that an SMS could be used for amounts up to ₹ 5,000 (US$58) and for amounts over that a mobile bank app could be used. By this time around 440 million Aadhaar numbers had been issued. [79]
Portable application creators allow the creation of portable applications (also called portable apps). They usually use application virtualization . Creators of independent portable
The Unique Identification Authority of India is a central government agency of India. [6] Its objective is to collect the biometric and demographic data of residents, store them in a centralised database, and issue a 12-digit unique identity number called Aadhaar to each resident.
The signature service is facilitated by authenticating the Aadhaar holder via the Aadhaar-based e-KYC (electronic Know Your Customer) service. [2] To eSign a document, one has to have an Aadhaar card and a mobile number registered with Aadhaar. With these two things, an Indian citizen can sign a document remotely without being physically present.
The centre has declared that Aadhaar card will be mandatory for opening new bank accounts and for transactions above Rs. 50,000. All existing account holders will also have to submit their Aadhaar details by 31 December 2017, failing which accounts will be deemed invalid.
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The PhonePe app, based on the Unified Payments Interface, went live in August 2016. [9] [10] The PhonePe app is accessible in 11 Indian languages. [11] It enables users to perform various financial transactions such as sending and receiving money, recharging mobile and DTH, making utility payments, conducting in-store payments. [12] [13]