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2. How to get your refund early without paying fees - AOL

   www.aol.com/finance/cash-strapped-americans-paid...

   Refund anticipation loans are short-term loans based on an expected refund amount. They usually come with high fees and interest rates. ... with a March 31, 2024 repayment date. Another provider ...

3. Refund anticipation loan - Wikipedia

   en.wikipedia.org/wiki/Refund_anticipation_loan

   Use of tax-time financial products, such as refund anticipation loans, in 2016. Refund anticipation loan (RAL) is a short-term consumer loan in the United States provided by a third party against an expected tax refund for the duration it takes the tax authority to pay the refund.

4. Some tax refunds can come with hidden fees, government report ...

   www.aol.com/tax-refunds-come-hidden-fees...

   Of those, about 96% used a refund anticipation check, or RAC, the Treasury Inspector General for Tax Administration estimated in a report last week. Another 4% used a refund anticipation loan, or RAL.

5. Experts Say Tax Refund Advances Are Ill-Advised — What To ...

   www.aol.com/experts-tax-refund-advances-ill...

   In the event of an emergency requiring cash, you are better off using a credit card or a personal loan (or a loan from a friend or family) than resorting to a tax refund advance.

6. Earned income tax credit - Wikipedia

   en.wikipedia.org/wiki/Earned_income_tax_credit

   The amount of EITC benefit depends on a recipient's income and number of children. Low-income adults with no children are eligible. [1] For a person or couple to claim one or more persons as their qualifying child, requirements such as relationship, age, and shared residency must be met. [2] [3]

7. The BBB offers details about advance tax refunds or ... - AOL

   www.aol.com/bbb-offers-details-advance-tax...

   A refund anticipation loan is a loan against your estimated tax return. A tax preparer will calculate what the IRS owes you and loan you a portion of that amount right away.

8. Predatory lending - Wikipedia

   en.wikipedia.org/wiki/Predatory_lending

   Predatory lending refers to unethical practices conducted by lending organizations during a loan origination process that are unfair, deceptive, or fraudulent. While there are no internationally agreed legal definitions for predatory lending, a 2006 audit report from the office of inspector general of the US Federal Deposit Insurance Corporation (FDIC) broadly defines predatory lending as ...

9. What Are Refund Anticipation Loans (and Are They Really Worth ...

   www.aol.com/refund-anticipation-loans-really...

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