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  2. Escrow insurance: What is it and when you need it - AOL

    www.aol.com/finance/escrow-insurance-235640110.html

    The real estate escrow, also known as a pre-sale escrow, is designed to protect the buyer and the seller if the purchase falls through. Sellers can request earnest money as a show of good faith ...

  3. What Is Escrow and How Does It Affect the Cost of ... - AOL

    www.aol.com/escrow-does-affect-cost-buying...

    The parties agree on a third party to serve as an escrow officer, also called an escrow agent. This third party is often from a bank, a law firm, a title company or the closing company. This ...

  4. Escrow - Wikipedia

    en.wikipedia.org/wiki/Escrow

    Escrow is an account separate from the mortgage account where deposit of funds occurs for payment of certain conditions that apply to the mortgage, usually property taxes and insurance. The escrow agent has the duty to properly account for the escrow funds and ensure that usage of funds is explicitly for the purpose intended.

  5. Mechanic's lien - Wikipedia

    en.wikipedia.org/wiki/Mechanic's_lien

    A good example are items that are not intended to be permanent, but nevertheless, necessary in the course of construction. A temporary construction fence may be required, may serve a valuable function in safety and security, but is never expected to become part of the realty, so therefore is not a cost that is permitted under a mechanic's lien.

  6. Retainage - Wikipedia

    en.wikipedia.org/wiki/Retainage

    The owner is to pay retainage to the contractor when substantial completion has occurred, however, in this abusive, over-withholding scenario, the contractor will already have been paid a portion of the subcontractors' funds, meaning that the contractor will have to fund the balance of the payment from its own cash flow.

  7. Escrow -- It's What Happens After Your Homebuying Offer Is ...

    www.aol.com/news/2012-12-05-closing-escrow-tips.html

    The escrow process But you haven't given up, and finally you get the call from your real estate agent: Your latest offer has been accepted! You might think it's the end of the road to property ...

  8. Project finance - Wikipedia

    en.wikipedia.org/wiki/Project_finance

    The most common project finance construction contract is the engineering, procurement and construction (EPC) contract. An EPC contract generally provides for the obligation of the contractor to build and deliver the project facilities on a fixed price, turnkey basis, i.e., at a certain pre-determined fixed price, by a certain date, in ...

  9. Homeowners face shortfalls in their escrow accounts as ... - AOL

    www.aol.com/finance/homeowners-face-shortfalls...

    56% of homeowners indicated that their escrow payment increased in the last 12 months, up from 51% in 2021 and 49% in 2020.