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  2. How to save for a home down payment when rates are falling - AOL

    www.aol.com/finance/save-home-down-payment-rates...

    You’ll need to meet the program’s qualifications, and you must typically finance the home with a 30-year, fixed-rate mortgage to receive down payment assistance. Down payment assistance is ...

  3. Should I pay off my mortgage or invest? - AOL

    www.aol.com/finance/pay-off-mortgage-invest...

    The decision to pay off your mortgage or invest boils down to your finances and risk tolerance. A mortgage is considered “good” debt, with relatively low risk and a lower interest rate.

  4. 8 ways to refinance a mortgage with bad credit - AOL

    www.aol.com/finance/7-ways-refinance-mortgage...

    If you have a mortgage guaranteed by the Department of Veterans Affairs (VA), you can refinance even with bad credit with an Interest Rate Reduction Refinance Loan (IRRRL), also known as a VA ...

  5. Mortgage rate locks: What they are, how they work - AOL

    www.aol.com/finance/what-is-mortgage-rate-lock...

    If borrower rates decrease during your rate lock period, you can "float down" to the lower interest rate. This feature usually comes with a fee that can range from 0.25% to 1% of your mortgage ...

  6. Mortgage Rates Are Unpredictable — Should You Hold Off or Buy ...

    www.aol.com/finance/mortgage-rates-unpredictable...

    If you’re ready to buy now — you’ve got down payment money plus emergency savings, your credit is in great shape and you can afford the payments — a higher mortgage rate doesn’t have to ...

  7. If Interest Rates Are Going Down, What Will Mortgage Rates ...

    www.aol.com/finance/interest-rates-going-down...

    There has been a bit of a confusion when it comes to buying a home in America right now: it appears that interest rates are cooling off, yet mortgage rates have gone up. If you had to do a double...

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