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2. What is a debt-to-income ratio for a mortgage? - AOL

   www.aol.com/finance/debt-income-ratio-mortgage...

   The lower the DTI for a mortgage the better. Most lenders see DTI ratios of 36 percent or less as ideal. It is very hard to get a loan with a DTI ratio exceeding 50 percent, though exceptions can ...

3. What is PITI? - AOL

   www.aol.com/finance/piti-170744787.html

   The mortgage principal and interest will make up the largest portion of your payment, so get the lowest loan rate possible by improving or maintaining a strong credit score and shopping around ...

4. 4 ways to get equity out of your home — and what to know ...

   www.aol.com/finance/how-to-get-equity-out-of...

   Debt-to-income ratio below 43%. A lower DTI is more likely to result in loan approval. Credit score of 680 or higher. The higher your score, the better rates you’ll qualify for. A solid payment ...

5. Debt-to-income ratio - Wikipedia

   en.wikipedia.org/wiki/Debt-to-income_ratio

   The two main kinds of DTI are expressed as a pair using the notation / (for example, 28/36).. The first DTI, known as the front-end ratio, indicates the percentage of income that goes toward housing costs, which for renters is the rent amount and for homeowners is PITI (mortgage principal and interest, mortgage insurance premium [when applicable], hazard insurance premium, property taxes, and ...

6. Mortgage calculator - Wikipedia

   en.wikipedia.org/wiki/Mortgage_calculator

   A mortgage calculator can help to add up all income sources and compare this to all monthly debt payments. [citation needed] It can also factor in a potential mortgage payment and other associated housing costs (property taxes, homeownership dues, etc.). One can test different loan sizes and interest rates.

7. Student loan guidelines for getting a mortgage - AOL

   www.aol.com/finance/student-loan-guidelines...

   Calculate your DTI ratio: If your DTI ratio is too high to qualify for a mortgage, you may need to pay off student loans first. In addition, if you plan to buy a home in a more expensive area ...