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As of Jan. 1, 2026, minimum auto insurance coverage in New Jersey will be: $35,000 bodily injury liability per person. ... the property damage liability limit increased from $5,000 to $25,000. For ...
Get up to speed on New Jersey’s PIP insurance requirements with Bankrate. ... New Jerseyans will be required to carry liability limits of at least: $35,000 bodily injury liability per person.
Bodily injury liability. ... ⚠️ A financially sound full-coverage policy should include liability limits well above your state's minimum ... New Jersey. Hawaii. New York. Kansas. North Dakota.
Understanding the tables: XX/XX/XX = Bodily Injury Limit (per individual)/Bodily Injury Limit (per accident)/Property Damage Limit For example, limits of 25/50/20 means after "an accident each person injured would receive a maximum of up to 25,000 with only 50,000 allowed per accident (ex. 2 people needing 25,000, if the need is more such as 3 ...
No-fault systems focus solely on issues of compensation for bodily injury, and such policies pay the medical bills for drivers and their companions no matter whose fault the collision was. In three U.S. states – Kentucky, New Jersey, and Pennsylvania – policyholders are permitted to choose between traditional tort and no-fault recovery ...
Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage , because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...
Lower limits are exhausted more quickly, potentially leaving you with out-of-pocket costs. ... bodily injury per person / bodily injury per accident / property damage. ... New Jersey. New York ...
Concerned about the high rates of automobile insurance, Pennsylvania enacted mandatory personal injury protection (PIP) insurance coverage in the attempt to reduce the number of lawsuits resulting from automobile accidents. [1] PIP insurance covers the medical bills of drivers involved in an accident, regardless of who is at fault.