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[39] [40] In June 2022, Klarna announced a partnership deal with card issuer Marqeta to bring physical Visa cards to the US. [41] In July 2022, Klarna raised $800 million in funding at a valuation of $6.7 billion. Their valuation dropped 85% in one year, in line with decreasing valuations of unprofitable technology companies. [9]
Custom Expressions, Inc., the CreataCard producer, was acquired in 1992, The CreataCard units had 1,000 card options and printed cards in under four minutes for $3.50 each. The company placed a few thousand units in mass-merchandise outlets in the US. By early 1994, 7,000 were installed. The kiosks generated modest profits off healthy revenue.
In October 2023, the average American wrote just over one check that month, according to the Federal Reserve Bank of Atlanta. The average value of these checks was $504, suggesting that most checks were used for larger purchases. This marks a significant decline from the year 2000 when Americans wrote an average of 60 checks annually. [34]
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