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Reciprocals are sometimes confused with mutual insurance companies. While the products of stock companies, reciprocals, and mutuals may be practically indistinguishable to consumers, there are technical differences. A reciprocal is unincorporated; a mutual is incorporated and thus can claim to be "owned by our policyholders".
Condo unit owners and co-op shareholders may want to consider adding optional coverage for loss assessments. Homeowners who live in a homeowners association might also want to consider this coverage.
The resulting company is now known as Travel Insured International, a Crum and Forster Company. [16] The Travelers logo, ca. 1993. In the 1990s, Travelers went through a series of mergers and acquisitions. It was bought by Primerica in December 1993, but the resulting company retained the Travelers name. [14] In 1995, it became The Travelers Group.
In 1909, the company was formed in Greenfield, Iowa as "Iowa Farmers Mutual Reinsurance Association" by John Evans to provide reinsurance for county mutuals in Iowa. [2] In 1933, the company moved to Grinnell, Iowa, and changed its name to "Farmers Mutual Reinsurance Association". [3] The name changed again in 1948 to "Farmers Mutual ...
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For example, if a court awards an injured person $500,000 after sustaining an injury on your property and the liability limit on your home is only $300,000, your umbrella policy could pay the ...
Unfortunately for 2,000 of them, they had pending claims against Avatar, and most companies have underwriting guidelines that prohibit writing a new policy for a property with an open claim. [29] Lexington Insurance Company announced that they will discontinue home insurance, sending another 8,000 property owners to search for a new insurer.
Condo buyouts require 80% consensus and the explicit objection of less than 5% of the unit owners. Developers who have attempted to buy out larger buildings have often faced hurdles and delays ...
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