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It is possible for a consumer to imitate the methods of professional debt settlement companies and have success in negotiating a debt settlement for themselves. [5] Initiation of negotiations can begin by calling the customer service department of the credit card company.
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Negotiating your debts down is not only possible, it can be a powerful way to regain control of your finances. If it works, great! And if not, bankruptcy sounds worse than it is. You can recover ...