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2. Loan Processor vs. Underwriter: Which is Right for You? - AOL

   www.aol.com/loan-processor-vs-underwriter...

   Loan processors and loan underwriters are key players in loan approval. While the loan processors get all your documents in order, the loan underwriter assesses the risk of lending you money for a ...

3. What's a Loan Processor & Why Should You Care? - AOL

   www.aol.com/whats-loan-processor-why-care...

   A loan processor prepares a mortgage loan application for consideration by the loan underwriter. The loan processor requests credit reports and gathers documents from the applicant as part of ...

4. Loan origination - Wikipedia

   en.wikipedia.org/wiki/Loan_origination

   Loan origination is the process by which a borrower applies for a new loan, and a lender processes that application. Origination generally includes all the steps from taking a loan application up to disbursal of funds (or declining the application). For mortgages, there is a specific mortgage origination process.

5. Mortgage underwriting in the United States - Wikipedia

   en.wikipedia.org/wiki/Mortgage_underwriting_in...

   Loan to value is a ratio of the loan amount to the value of the property. In addition, the combined loan to value (CLTV) is the sum of all liens against the property divided by the value. For example, if the home is valued at $200,000 and the first mortgage is $100,000 with second mortgage of $50,000, the LTV is 50% while the CLTV is 75%.

6. Loan officer - Wikipedia

   en.wikipedia.org/wiki/Loan_officer

   Consumer loan officers specialize in loans to people. Consumers take out loans for many reasons, such as buying a car or paying college tuition. For some simple consumer loans, the underwriting process is fully automated. However, the loan officer is still needed to guide applicants through the process and to handle cases with unusual ...

7. Loan Processor vs. Underwriter: Which is Right for You? - AOL

   www.aol.com/finance/loan-processor-vs...

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8. Loan servicing - Wikipedia

   en.wikipedia.org/wiki/Loan_servicing

   Loan servicing is the process by which a company (mortgage bank, servicing firm, etc.) collects interest, principal, and escrow payments from a borrower. In the United States, the vast majority of mortgages are backed by the government or government-sponsored entities (GSEs) through purchase by Fannie Mae, Freddie Mac, or Ginnie Mae (which purchases loans insured by the Federal Housing ...

9. How long does it take to get a small business loan from a bank?

   www.aol.com/finance/long-does-small-business...

   Bank loans and credit union loans take longer to process than online loans. Expect it to take a few days to weeks to get a loan from a bank. Banks typically have stricter requirements for ...