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2. Buying a house in a flood zone? Know the risks first - AOL

   www.aol.com/finance/buying-house-flood-zone-know...

   The need for flood insurance when buying a house in a flood zone is critical, and if the home you’re buying is in an SFHA high-risk zone, your mortgage lender will likely require it.

3. How to buy flood insurance coverage - AOL

   www.aol.com/finance/buy-flood-insurance-coverage...

   These privately-offered policies cover your home’s structure and systems like a normal flood insurance policy but have a higher building coverage limit than the $250,000 limit on NFIP policies ...

4. Flood insurance isn't perfect. You should probably buy ... - AOL

   www.aol.com/finance/flood-insurance-isnt-perfect...

   NFIP’s coverage ensures up to $250,000 worth of property damage and $100,000 in ruined contents of a flooded home. Its coverage of high-risk areas like basements is more limited, and homeowners ...

5. National Flood Insurance Program - Wikipedia

   en.wikipedia.org/wiki/National_Flood_Insurance...

   As of August 2017, the program insured about 5 million homes (down from about 5.5 million homes in April 2010), the majority of which are in Texas and Florida. [ 4 ] [ 5 ] The cost of the insurance program was fully covered by its premiums until the end of 2004, but it has had to steadily borrow funds since, primarily due to Hurricane Katrina ...

6. Flood insurance - Wikipedia

   en.wikipedia.org/wiki/Flood_insurance

   Flood insurance is the specific insurance coverage issued against property loss from flooding. To determine risk factors for specific properties, insurers will often refer to topographical maps that denote lowlands , floodplains and other areas that are susceptible to flooding.

7. Homeowner Flood Insurance Affordability Act of 2013 - Wikipedia

   en.wikipedia.org/wiki/Homeowner_Flood_Insurance...

   The bill would reduce federal flood insurance premium rates for some properties that are sold, were uninsured as of July 2012, or where coverage lapsed as a result of the policyholder no longer being required to maintain coverage. [2] The bill was passed in the United States House of Representatives during the 113th United States Congress. [3]