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The Residential Tenancies Act, 2006 (RTA 2006) is the law in the province of Ontario, Canada, that governs landlord and tenant relations in residential rental accommodations. The Act received royal assent on June 22, 2006, and was proclaimed into law on January 31, 2007. The Act repealed and replaced the Tenant Protection Act, 1997.
Renters' insurance, often called tenants' insurance, is an insurance policy that provides some of the benefits of homeowners' insurance, but does not include coverage for the dwelling, or structure, with the exception of small alterations that a tenant makes to the structure.
Normally, 'Landlord Rent Guarantee Insurance' is combined with 'Legal Assistance Insurance' whereby a landlord's legal costs of recovering rent and/or evicting a non-paying tenant are covered. Generally, the insurance payout starts only after one month, which does not always offer landlords adequate protection, thus decreasing the supposed ...
Many landlords require their tenants to have a renters insurance policy, but some don’t. Even if your lease doesn’t mandate this type of insurance, it may still be a good idea.
Renters insurance primarily protects the tenant’s personal belongings and liability, not the landlord’s property. If a tenant accidentally damages the landlord’s property, such as breaking a ...
Either landlords or tenants may file an application to the board. The parties can choose to first attempt to resolve the matter through mediation.If the mediation is unsuccessful or if the parties choose not to attempt mediation, then an adjudication hearing is held in which a board member hears evidence from both parties before issuing an order.
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