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2. This CD still yields 4.50%—here are today’s best CD rates on ...

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   In 2024, the Fed cut rates three times, leaving the federal funds rate in a range of 4.25%-4.50% as of September 2024. The central bank reduced rates as inflation began receding following a ...

3. Check out the banks offering the best CDs rates for the week ...

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   There were three rate cuts in late 2024, and the best CD rates fell from highs of around 6% to less than 5% in a matter of months. ... Discover Bank: CD rates up to 4.15%. ... MYSB Direct: CD ...

4. I’m a banking reporter who covers CD rates daily. Here are 5 ...

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   In 2024, we’ve seen steady dips in top CD rates as banks anticipate the Fed will lower its benchmark rate. Here at Bankrate, my colleagues and I track top rates regularly in a daily CD article.

5. 7 best banks for seniors and retirees in January 2025: Ring ...

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   U.S. Bank is a brick-and-mortar bank with over 2,000 physical branches in 27 states. As someone who values face-to-face banking, I appreciate U.S. Bank’s extensive network. Plus, it offers a ...

6. Best CD rates for December 31, 2024 - AOL

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   Best CD rates today: Enter 2025 with guaranteed yields of up to 4.27% APY on terms of 12+ months — Dec. 31, 2024

7. Certificate of deposit - Wikipedia

   en.wikipedia.org/wiki/Certificate_of_deposit

   [14] On the other hand, he says, bank accounts and CDs are fine for holding cash for a short amount of time. CD rates are correlated with the expected inflation at the time the CD is bought. The actual inflation may be lower or higher. Locking in the interest rate for a long term may be bad (if inflation goes up) or good (if inflation goes down).