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Ohio auto insurance requirements are referred to as the 25/50/25 rule. This means that drivers are required to maintain the following levels of coverage: $25,000 in bodily injury liability ...
Ohio law requires all drivers to carry minimum levels of liability car insurance coverage, including: $25,000 per person in bodily injury liability. $50,000 per accident in bodily injury liability ...
Until 1956, when the New York legislature passed their compulsory insurance law, Massachusetts was the only state in the U.S. that required drivers to get insurance before registration. North Carolina followed suit in 1957 and then in the 1960s and 1970s numerous other states passed similar compulsory insurance laws.
A fine of up to $150 and two points on your license for the first offense. A fine of up to $250 and three points on your license for a second offense within two years. A fine of up to $500, four ...
To apply for a hardship license for a minor in Ohio, a minor and his or her family can send a letter to the Ohio Bureau of Motor Vehicles, P.O. Box 16784, Attention Driver License Special Case Division/Medical Unit, Columbus, Ohio, 43216-6784; the letter must explain the hardship and provide the BMV with the minor's full name, date of birth ...
Uninsured motorist clause. An uninsured motorist clause is a provision commonly found in United States automobile insurance policies that provides for a driver to receive damages for any injury he or she receives from an uninsured, negligent driver. The owner of the policy pays a premium to the insurance company to include this clause.