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  2. Actuarial reserves - Wikipedia

    en.wikipedia.org/wiki/Actuarial_reserves

    In insurance, an actuarial reserve is a reserve set aside for future insurance liabilities. It is generally equal to the actuarial present value of the future cash flows of a contingent event. In the insurance context an actuarial reserve is the present value of the future cash flows of an insurance policy and the total liability of the insurer ...

  3. Current account (balance of payments) - Wikipedia

    en.wikipedia.org/wiki/Current_account_(balance...

    In calculating current account, exports are marked as credit (the inflow of money) and imports as debit (the outflow of money). Services When an intangible service (e.g. tourism) is used by a foreigner in a local land and the local resident receives the money from a foreigner, this is also counted as an export, thus a credit. Factor Income

  4. Reserve requirement - Wikipedia

    en.wikipedia.org/wiki/Reserve_requirement

    This rate is commonly referred to as the cash reserve ratio or shortened as reserve ratio. Though the definitions vary, the commercial bank's reserves normally consist of cash held by the bank and stored physically in the bank vault (vault cash), plus the amount of the bank's balance in that bank's account with the central bank.

  5. Reserve (accounting) - Wikipedia

    en.wikipedia.org/wiki/Reserve_(accounting)

    remuneration reserve - will be used later to pay bonuses to employees or management. translation reserve - arises during consolidation of entities with different reporting currencies; Reserve is the profit achieved by a company where a certain amount of it is put back into the business which can help the business in their rainy days.

  6. What are reserves for a mortgage? - AOL

    www.aol.com/finance/mortgage-reserves-much...

    How do you calculate mortgage reserves? To calculate mortgage reserves, simply multiply your monthly mortgage payment by the number of months your lender requires in reserves. For example, if your ...

  7. Statutory reserve - Wikipedia

    en.wikipedia.org/wiki/Statutory_reserve

    The Commissioner's Reserve Valuation Method was itself established by the Standard Valuation Law (SVL), which was created by the NAIC and adopted by the several states shortly after World War II. The first mortality table prescribed by the SVL was the 1941 CSO (Commissioner's Standard Ordinary) table, [ 3 ] at a maximum interest rate of 3½%.

  8. Debt-service coverage ratio: What is it and how do you ... - AOL

    www.aol.com/finance/debt-coverage-ratio...

    What is a good debt-service coverage ratio? Most lenders want to see a debt-service coverage ratio of at least 1.25. But, lender requirements will vary depending on the type of business loan and ...

  9. Where To Find All of Your Bank Account Information - AOL

    www.aol.com/where-bank-account-information...

    In the tab marked “Accounts,” select checking or savings account. Click on the tab marked “Information and Services” You will see Account Details and the routing and account numbers underneath