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  2. UCC-1 financing statement - Wikipedia

    en.wikipedia.org/wiki/UCC-1_financing_statement

    A UCC-1 financing statement (an abbreviation for Uniform Commercial Code-1) is a United States legal form that a creditor files to give notice that it has or may have an interest in the personal property of a debtor (a person who owes a debt to the creditor as typically specified in the agreement creating the debt).

  3. Promissory note - Wikipedia

    en.wikipedia.org/wiki/Promissory_note

    A 1926 promissory note from the Imperial Bank of India, Rangoon, Burma for 20,000 rupees plus interest. A promissory note, sometimes referred to as a note payable, is a legal instrument (more particularly, a financing instrument and a debt instrument), in which one party (the maker or issuer) promises in writing to pay a determinate sum of money to the other (the payee), [1] subject to any ...

  4. How to pay off a debt in collections

    www.aol.com/finance/pay-off-debt-collections...

    If paying the debt in full upfront isn’t possible, discuss setting up a repayment plan with the collector. A structured repayment plan lets you make regular payments until the debt is resolved.

  5. Personal guarantee - Wikipedia

    en.wikipedia.org/wiki/Personal_guarantee

    A personal guarantee is a promise made by a person or an organization (the guarantor) to accept responsibility for some other party's debt (the debtor) if the debtor fails to pay it. In the case of a personal guarantee made by an individual on behalf of another, the person who makes the personal guarantee is usually referred to as a co-signer ...

  6. How to spot debt collection scams: 8 signs to watch out for

    www.aol.com/finance/spot-debt-collection-scams-6...

    Scammers and unethical debt collectors use what they can to get you to pay. Protect your privacy by refusing to engage with collectors, real or not, who threaten to break confidentiality. 7.

  7. How to consolidate business debt

    www.aol.com/finance/consolidate-business-debt...

    Bankrate insight. If you can’t qualify for a business debt consolidation loan, you may need more time to build business credit.Make sure to avoid negative marks on your credit report: Pay your ...

  8. Identify legitimate AOL websites, requests, and communications

    help.aol.com/articles/identify-legitimate-aol...

    • Fake email addresses - Malicious actors sometimes send from email addresses made to look like an official email address but in fact is missing a letter(s), misspelled, replaces a letter with a lookalike number (e.g. “O” and “0”), or originates from free email services that would not be used for official communications.

  9. Garnishment - Wikipedia

    en.wikipedia.org/wiki/Garnishment

    Wage garnishments may continue until the entire debt is paid or arrangements are made to pay off the debt. [3] Garnishments can be taken for any type of debt but common examples of debt that result in garnishments include: Child support; Defaulted student loans; Taxes; Unpaid court costs; Court-ordered judgments