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You can find this information on the VA website. Credit score: While the government sets no minimum credit score for getting a VA loan, the individual lender, which actually approves the mortgage ...
However, lenders can and do set their own underwriting requirements, and many want to see a credit score for VA loans of 620 or higher. Debt-to-income (DTI) ratio for VA loans.
Minimum credit score. Minimum down payment. USAA Mortgage. 4.8/5. 640 for VA loans. 0% for VA loans. Veterans United Home Loans. 4.9/5. ... There are generally no size limits on VA loans.
By comparison, a VA loan can be had for no money down. Credit score for FHA vs. VA loans. The VA doesn’t have minimum credit score criteria. Many VA lenders, though, like to see a credit score ...
The VA doesn’t set a credit score minimum for borrowers, but some VA lenders might. Generally, this is around 620, the same as a conventional loan — though many may allow for lower scores.
A credit score of at least 620 (the VA has no minimum credit score requirement, but many lenders typically set one) A debt-to-income (DTI) ratio of no more than 41 percent
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