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This includes taking out student loans, applying for grants or potentially winning a scholarship. Below is a primer to help you decide which kind of financial aid is best for your situation.
If you’re one of the many Americans who can’t afford college without help, you’re probably looking at grants — as well as federal and private student loans — as part of your education ...
Financial aid is available from federal and state governments, educational institutions, and private organizations. It can be awarded through grants, loans, work-study, and scholarships. To apply for federal financial aid, students must first complete the Free Application for Federal Student Aid .
The three most common types of aid are grants, loans, and work-study funds. Grants are a type of financial aid that does not have to be repaid. Generally, grants are for undergraduate students and the grant amount is based on need, cost of attendance, and enrollment status. Federal Pell Grants are designed for low- and middle-income ...
Unlike student loans, which must be repaid, or work-study programs, which often require students to work on campus to earn money, grants are a form of financial aid that does not require repayment ...
Scholarships are not a large component of college financial aid in the United States; they are far surpassed by grants, for which the only qualification is financial need, interest-free loans (while the student is in college), and subsidized campus employment. [5] (See Student financial aid in the United States.) A student who receives a ...