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2. Term life insurance - Wikipedia

   en.wikipedia.org/wiki/Term_life_insurance

   Term life insurance or term assurance is life insurance that provides coverage at a fixed rate of payments for a limited period of time, the relevant term. After that period expires, coverage at the previous rate of premiums is no longer guaranteed and the client must either forgo coverage or potentially obtain further coverage with different payments or conditions.

3. Life insurance - Wikipedia

   en.wikipedia.org/wiki/Life_insurance

   Group life insurance (also known as wholesale life insurance or institutional life insurance) is term insurance covering a group of people, usually employees of a company, members of a union or association, or members of a pension or superannuation fund. Individual proof of insurability is not normally a consideration in its underwriting.

4. Embedded value - Wikipedia

   en.wikipedia.org/wiki/Embedded_value

   Life insurance policies are long-term contracts, where the policyholder pays a premium to be covered against a possible future event (such as the death of the policyholder). Future income for the insurer consists of premiums paid by policyholders whilst future outgoings comprise claims paid to policyholders as well as various expenses.

5. 5 ways to plan for long-term care costs in retirement

   www.aol.com/finance/5-ways-plan-long-term...

   Life insurance for a surviving spouse can provide a financial safety net, helping to address situations where one spouse’s long-term care expenses deplete the couple's savings, leaving the ...

6. Can I convert my term life insurance to whole life insurance?

   www.aol.com/finance/convert-term-life-insurance...

   Term vs. whole life insurance. With term life insurance, the policyholder chooses a period during which their policy is active — usually somewhere between 10 and 30 years. The policyholder pays ...

7. IRS Section 7702: Life Insurance Tax Definition - AOL

   www.aol.com/irs-section-7702-life-insurance...

   Section 7702 specifies that insurance companies must only use one or the other test for determining whether a life insurance contract can avoid taxation. Once the insurance company selects either ...