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2. How do certificates of deposit work? Understanding CDs ... - AOL

   www.aol.com/finance/how-do-cds-work-220139365.html

   Most CDs compound interest daily or monthly. For short-term CDs of under 12 months, the APY is often very close to the stated interest rate because the effect of compounding is negligible over ...

3. How do CDs work? - AOL

   www.aol.com/finance/cds-212435091.html

   The national average yield for one-year CDs is 1.73 percent APY, according to the latest Bankrate data, while some of the best online one-year CDs are paying over 5 percent APY. CD terms

4. Best CD rates for January 8, 2025 - AOL

   www.aol.com/finance/best-cd-rates-today-turn...

   At the conclusion of its eighth and final rate-setting policy meeting of the year on December 18, 2024, the Federal Reserve announced it was lowering the federal funds target interest rate by 25 ...

5. Best CD rates for December 31, 2024 - AOL

   www.aol.com/finance/best-cd-rates-today-enter...

   At the conclusion of its eighth and final rate-setting policy meeting of the year on December 18, 2024, the Federal Reserve announced it was lowering the federal funds target interest rate by 25 ...

6. Best CD rates today: Catch solid returns of up to 4.50% APY ...

   www.aol.com/finance/best-cd-rates-today-catch...

   At the conclusion of its sixth rate-setting policy meeting of 2024 on September 18, 2024, the Federal Reserve announced it was lowering the federal funds target interest rate by 50 basis points to ...

7. 5 things to know before opening a CD - AOL

   www.aol.com/finance/5-things-know-opening-cd...

   Interest rates for CDs may compound daily, monthly or quarterly. ... A bump-up CD gives you an opportunity to increase the CD’s rate of return. If rates increase, you can ask the bank to ...