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If you initiated a hard credit pull by applying for new credit, you cannot remove the inquiry from your report. However, if a credit inquiry is the result of fraud (like identity theft) ...
A credit inquiry, sometimes known as a credit pull, is a request to look at your credit report. Inquiries happen when individuals or companies want to know more about your financial health ...
The credit report consists of five elements: personal information, credit history, credit inquiries, public records, and the credit score. In general, you should be checking the credit report for ...
[citation needed] Credit inquiries that were made by the consumer (such as pulling a credit report for personal use), by an employer (for employee verification), or by companies initiating pre-screened offers of credit or insurance do not have any impact on a credit score: these are called "soft inquiries" or "soft pulls", and do not appear on ...
Credit scores are based on the information in your credit file at the time it is requested. Your credit file information can vary from agency to agency because some lenders report your credit history to only one or two of the agencies. So your credit scores can vary if the information they have on file for you is different.
Checking your own credit report is considered a soft inquiry, which is a type of credit check that’s done for informational purposes. In contrast, when a lender requests your credit report to ...