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U.S. state laws on fair debt collection generally fall into two categories: laws which require persons who are collecting debts from consumers to be licensed, registered or bonded in order to collect from consumers in their states, and laws that protect consumers from specific unfair practices by debt collectors, which may include collection agencies and sometimes original creditors. [2]
Since 1946, the laws passed by the Congress, including legal codes, have been titled Republic Acts. [b] While Philippine legal codes are, strictly speaking, also Republic Acts, they may be differentiated in that the former represents a more comprehensive effort in embodying all aspects of a general area of law into just one legislative act.
The Fair Debt Collection Practices Act (FDCPA), Pub. L. 95-109; 91 Stat. 874, codified as 15 U.S.C. § 1692 –1692p, approved on September 20, 1977 (and as subsequently amended), is a consumer protection amendment, establishing legal protection from abusive debt collection practices, to the Consumer Credit Protection Act, as Title VIII of that Act.
An Act creating three (3) additional Shari'a Judicial Districts and twelve (12) Shari'a Circuit Courts therein, and appropriating funds therefor, amending for the purpose Articles 138, 147, and 150 of Presidential Decree No. 1083, otherwise known as the "Code of Muslim Personal Laws in the Philippines [84]", as amended, and the relevant ...
An act Providing for reasonable rates for political advertisements, Amending for the purpose section 11 of Republic Act No. 9006, otherwise known as the “Fair Election Act” February 14, 2019 [41] 11211 An act amending Republic Act No. 7653, otherwise known as “The New Central Bank Act”, and for other purposes February 14, 2019 [42] 11213
Amending the Biofuels Act of 2006 or RA 9367 : Allowing Use of Neat Diesel as Alternative Fuel in Natural Gas Power Generating Plants: 2016-03-03: 10746: Changing the Name of a National High School : Dr. Manuel T. Cases Sr. National High School: Agoo: La Union: 2016-03-03: 10747: Rare Diseases Act of the Philippines: 2016-03-07: 10748
The Fair Debt Collection Practices Act similarly limits dissemination of information about a consumer's financial transactions. It prevents creditors or their agents from disclosing the fact that an individual is in debt to a third party, although it allows creditors and their agents to attempt to obtain information about a debtor's location.
Prohibiting the collection of pass-through fees on national roads and urging Local Government Units to suspend the collection of any form of fees upon all types of vehicles transporting goods under Section 153 or 155 of Republic Act No. 7160 or the "Local Government Code of 1991" September 25, 2023 [41] 42