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In 1933, the federally created Home Owners' Loan Corporation (HOLC) created maps that coded areas as credit-worthy based on the race of their occupants and the age of the housing stock. These maps, adopted by the Federal Housing Administration (FHA) in 1944, established and sanctioned "redlining". Residents in predominately minority ...
The HOLC created a housing appraisal system of color-coded maps that categorized the riskiness of lending to households in different neighborhoods. While the maps relied on various housing and economic measures, they also used demographic information (such as the racial, ethnic, and immigrant composition of neighborhoods) to categorize ...
Racial profiling or redlining has a long history in the property-insurance industry in the United States. [30] From a review of industry underwriting and marketing materials, court documents, and research by government agencies, industry and community groups, and academics, it is clear that race has long affected and continues to affect the ...
Housing Act of 1937; Long title: An Act to provide financial assistance to the States and political subdivisions thereof for the elimination of unsafe and insanitary housing conditions, for the eradication of slums, for the provision of decent, safe, and sanitary dwellings for families of low income, and for the reduction of unemployment and the stimulation of business activity, to create a ...
Segregation is a common tale in American cities — most practiced discrimination in housing loans and urban renewal — but at the same time, every town has its own unique narratives.
Roanoke, Virginia HOLC redlining map. With the passing of National Housing Act of 1934, the United States government began to make low-interest mortgages available to families through the Federal Housing Administration (FHA). Black families were explicitly denied these loans. While technically legally allowed these loans, in practice they were ...
Ta-Nehisi Coates "The Case for Reparations" is an article written by Ta-Nehisi Coates and published in The Atlantic in 2014. The article focuses on redlining and housing discrimination through the eyes of people who have experienced it and the devastating effects it has had on the African-American community.
We looked at The Democrat and Chronicle’s coverage over time to see how the coverage of the Inner Loop has evolved.