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  2. Wells Fargo Review 2024: Multiple checking and saving account ...

    www.aol.com/finance/wells-fargo-review-2024...

    Not all Wells Fargo accounts offer standard interest and annual percentage yield, and the accounts that do offer as low as 0.01%, which is lower than the national savings APY average of 0.47% ...

  3. Reserve requirement - Wikipedia

    en.wikipedia.org/wiki/Reserve_requirement

    For a time, checking accounts were subject to reserve requirements, whereas there was no reserve requirement on savings accounts and time deposit accounts of individuals. [18] The Board for some time set a zero reserve requirement for banks with eligible deposits up to $16 million , 3% for banks up to $122.3 million , and 10% thereafter.

  4. Time to move your money: January's best high-yield savings ...

    www.aol.com/finance/best-high-yield-interest...

    The savings account offers you up to 4.00% APY with direct deposits of any amount, such as your payroll, pension or Social Security payments, while the checking account unlocks access to a debit ...