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  2. Uniform Debt-Management Services Act - Wikipedia

    en.wikipedia.org/wiki/Uniform_Debt-Management...

    The service must offer counseling services from a certified counselor and a plan must be created in consultation by the counselor for debt-management service to commence. The contents of the agreements and fees that may be charged are set by the statute. There is a penalty-free three-day right of rescission on the part of the debtor.

  3. Credit counseling: What to know before signing up - AOL

    www.aol.com/finance/credit-counseling-know...

    Debt counselors, on the other hand, don’t settle accounts for a lower amount. Instead, they work with lenders to lower interest rates for reduced payments. Types of credit counseling services.

  4. Credit counseling - Wikipedia

    en.wikipedia.org/wiki/Credit_counseling

    Credit counseling (known in the United Kingdom as debt counseling) is commonly a process that is used to help individual debtors with debt settlement through education, budgeting and the use of a variety of tools with the goal to reduce and ultimately eliminate debt. [1] Credit counseling is most often done by Credit counseling agencies that ...

  5. National Foundation for Credit Counseling - Wikipedia

    en.wikipedia.org/wiki/National_Foundation_for...

    The National Foundation for Credit Counseling (NFCC), founded in 1951, is the largest and longest-serving nonprofit financial counseling organization in the United States. NFCC member agencies provide access to financial counseling services for consumers.

  6. Best credit counseling services - AOL

    www.aol.com/finance/best-credit-counseling...

    Credit counseling could be a viable option if you're struggling to repay your debt. Debt management plans, bankruptcy counseling, student loan counseling and housing counseling are all popular ...

  7. How to get debt relief - AOL

    www.aol.com/finance/where-debt-relief-help...

    The form of debt relief you’re looking for will affect where you can get it. ... including counseling and debt settlement services, to help you get out of debt faster in exchange for a fee. Many ...

  8. Financial adviser - Wikipedia

    en.wikipedia.org/wiki/Financial_adviser

    A financial adviser or financial advisor is a professional who provides financial services to clients based on their financial situation. In many countries, financial advisors must complete specific training and be registered with a regulatory body in order to provide advice.

  9. How to settle credit card debt - AOL

    www.aol.com/finance/settle-credit-card-debt...

    A debt management plan involves reviewing your income and expenses with a debt counselor to create a financial plan to pay your debt. This only applies to credit cards and other unsecured debt.

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