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  2. What do the different versions of FICO scores mean? - AOL

    www.aol.com/finance/different-versions-fico...

    Longer histories generally increase scores. Credit mix (10%): Evaluates the variety of credit types you have, such as mortgages, student loans and credit cards. This shows your ability to manage ...

  3. Here's the Credit Score Range You Need to Get the Best ... - AOL

    www.aol.com/heres-credit-score-range-best...

    A perfect credit score, or even being in the highest tier, is not necessary to get a great mortgage rate. Instead, the trick is to be in the highest range : 760 to 850. Getting there can make a ...

  4. How to improve your credit score for a mortgage - AOL

    www.aol.com/finance/improve-credit-score...

    Mortgage credit score requirements. ... Length of total credit history: 15 percent. Number of new accounts: ... using Bankrate’s mortgage calculator, let’s say you buy a $300,000 house with a ...

  5. What is a good credit score to buy a house? - AOL

    www.aol.com/finance/credit-score-needed-buy...

    Loan Type. Minimum Credit Score. Conventional loans. 620. FHA loans. 500 (with 10% down payment); 580 (with 3.5% down payment) USDA loans. The USDA has no minimum limit, but lenders generally like ...

  6. Credit scorecards - Wikipedia

    en.wikipedia.org/wiki/Credit_scorecards

    Lenders, such as banks and credit card companies, use credit scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt. Lenders use credit scores to determine who qualifies for a loan, at what interest rate , and what credit limits. [ 2 ]

  7. The Average Credit Scores for 5 Types of Mortgage Loans - AOL

    www.aol.com/average-credit-scores-5-types...

    Over the same time period, the average credit score for those with a mortgage has risen from 739 to 758. That puts the average credit score for mortgage holders 40 points above the national average.

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