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2. When to file a home insurance claim and how to do it - AOL

   www.aol.com/finance/file-home-insurance-claim...

   A homeowners insurance claim is how you can get reimbursed for covered losses in your home or on your property. After a loss happens, you can start the claims filing process in multiple ways ...

3. Filing a home insurance claim - AOL

   www.aol.com/finance/filing-home-insurance-claim...

   An insurance adjuster is another term for the insurance claims agent for your home insurance company. Endorsement An endorsement is an addition, modification or update that is made to an original ...

4. Replacement value - Wikipedia

   en.wikipedia.org/wiki/Replacement_value

   However, one survey found that about half of consumers believe it is insurer's responsibility, and consumers may come to this conclusion through the insurer's processes, which one legal scholar argues creates a "reasonable expectation" of coverage, [12] which is a controversial insurance law doctrine adopted in certain states.

5. Does your homeowners insurance go up after a claim? - AOL

   www.aol.com/finance/does-homeowners-insurance...

   Claims: Rates were calculated based on the following insurance claims assigned to our homeowners: “fire ($80,000 in losses), liability ($31,000 in losses), theft ($5,000 in losses) and wind ...

6. Condition of average - Wikipedia

   en.wikipedia.org/wiki/Condition_of_average

   Illustration of the partial payout of Sum Insured against probability of occurrence. Condition of average (also called underinsurance [1] in the U.S., or principle of average, [2] subject to average, [3] or pro rata condition of average [4] in Commonwealth countries) is the insurance term used when calculating a payout against a claim where the policy undervalues the sum insured.

7. Should you return a partial payout from a home insurance claim?

   www.aol.com/finance/return-partial-payout-home...

   Claims: Rates were calculated based on the following insurance claims assigned to our homeowners: “fire ($80,000 in losses), theft ($5,000 in losses) and wind ($12,000 in losses).” Show ...