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Despite three Federal Reserve rate cuts this year, CDs continue to be a reliable way to grow your money at near-record rates, offering up to 4.27% APY on terms of 12 months and longer. And fixed ...
Image source: Getty Images. For most of 2024, certificates of deposit (CDs) had been offering their highest rates in decades. If you shopped around, you could get a CD with a 5.50% APY or higher.
Best CD rates for January 6, 2025. ... manufacturers pay to producers of goods and services — rising 3% year over year in November, up from 2.4% in October, largely driven by a surge in food ...
Best CD rates for January 3, 2025. ... manufacturers pay to producers of goods and services — rising 3% year over year in November, up from 2.4% in October, largely driven by a surge in food ...
At the conclusion of its first rate-setting policy meeting of the year, on January 29, 2025, the Federal Reserve announced it was leaving the federal funds target interest rate at 4.25% to 4.50% ...
Here’s how CD rates fell in the year after those emergency rate cuts of 2020 were made: From June 2020 to June 2021, the average one-year CD dropped to 0.17 percent APY from 0.41 percent APY.