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Full retirement age — or FRA — is the age at which you can receive full Social Security benefits without any penalty for earning more money on the side. Your FRA can range from 65 to 67 ...
You can work and still receive Social Security if you have reached your full retirement age, which is between 66 and 67 depending on your birth year. This is true no matter how much income you earn.
The limit only applies if you claim Social Security before reaching your full retirement age. The earnings limit increases (to $56,520 in 2023) for the calendar year in which you’ll reach full ...
That’s one of the bonuses of waiting: You can earn as much as you want without the penalty of having your Social Security income withheld. If you’re under the full retirement age, however, the ...
If you’re before full retirement age: Those earning more than the earnings limit ($22,320 for 2023) will have $1 withheld from their Social Security benefit for every $2 earned above the limit.
For example, if you earn $20 per hour, you can work 978 hours per year before your Social Security benefits are reduced, assuming you haven’t yet reached full retirement age.