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2. When should you refinance your mortgage? - AOL

   www.aol.com/finance/when-to-refinance-mortgage...

   30-year loan term — monthly payment. Total interest paid over life of 30-year term. 15-year loan term — monthly payment. Total interest paid over life of 15-year term. 5.00%. $1,640.46 ...

3. When should you refinance your mortgage? - AOL

   www.aol.com/finance/refinance-mortgage-152541677...

   You will have a higher interest rate: If your credit score is not great, or current interest rates are much higher than when you got your mortgage, refinancing will make your loan more costly overall.

4. Is it time to refinance your mortgage? 5 ways to prepare. - AOL

   www.aol.com/finance/time-refinance-mortgage-5...

   An online mortgage calculator can help you estimate how your monthly payment and overall costs would change with different rates and terms. 5. Research mortgage lenders. Mortgage lenders aren't ...

5. Mortgage calculator - Wikipedia

   en.wikipedia.org/wiki/Mortgage_calculator

   For example, for a home loan of $200,000 with a fixed yearly interest rate of 6.5% for 30 years, the principal is =, the monthly interest rate is = /, the number of monthly payments is = =, the fixed monthly payment equals $1,264.14.

6. Types of mortgage refinance: How to choose - AOL

   www.aol.com/finance/types-mortgage-refinance...

   In addition, if you want to pay off your mortgage faster and reduce the total amount of interest, you can do a rate-and-term refinance into a shorter loan. This doesn’t change the amount you owe ...

7. How to calculate loan payments and costs - AOL

   www.aol.com/finance/calculate-loan-payments...

   For example, you’ll save $1,000 in interest charges on a $20,000 loan with a 5 percent APR if you pay it off in 48 months versus 60 months. 36-month term 48-month term