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2. How to get a VA home loan - AOL

   www.aol.com/finance/va-home-loan-194111486.html

   Credit score: While the government sets no minimum credit score for getting a VA loan, the individual lender, which actually approves the mortgage, probably does. If your credit score isn’t in ...

3. VA Certificate of Eligibility: What it is and how to get one

   www.aol.com/finance/va-certificate-eligibility...

   A VA loan certificate of eligibility (COE) is the first step toward getting a VA loan. The U.S. Department of Veterans Affairs provides the COE, which serves as evidence that you meet the VA loan ...

4. VA loan - Wikipedia

   en.wikipedia.org/wiki/VA_loan

   A VA loan is a mortgage loan in the United States guaranteed by the United States Department of Veterans Affairs (VA). The program is for American veterans, military members currently serving in the U.S. military, reservists and select surviving spouses (provided they do not remarry) and can be used to purchase single-family homes, condominiums, multi-unit properties, manufactured homes and ...

5. VA loan refinance: What is it and how does it work? - AOL

   www.aol.com/finance/va-loan-refinance-does...

   Credit score: The VA doesn’t set minimum credit score guidelines. But generally speaking, you’ll need a credit score of at least 620 to be approved for a VA loan or a VA loan refinance (the ...

6. Loan origination - Wikipedia

   en.wikipedia.org/wiki/Loan_origination

   For example: if the borrower's house appraises for $415,000 and they wish to refinance for the amount of $373,500 – the LTV ratio would be 90%. The lender also may put a limit to how much the LTV can be – for example, if the borrower's credit is bad, the lender may limit the LTV that the borrower can loan. However, if the borrower's credit ...

7. Mortgage - Wikipedia

   en.wikipedia.org/wiki/Mortgage

   During the mortgage loan approval process, a mortgage loan underwriter verifies the financial information that the applicant has provided as to income, employment, credit history and the value of the home being purchased via an appraisal. [4] An appraisal may be ordered. The underwriting process may take a few days to a few weeks.