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  2. USDA loans: What are they and am I eligible? - AOL

    www.aol.com/finance/usda-loans-am-eligible...

    While USDA loans have no formal minimum credit score, a borrower must have a credit history that demonstrates they can pay back debt. To qualify for streamlined processing, the minimum score is 640.

  3. What credit score is needed to buy a house? - AOL

    www.aol.com/finance/credit-score-needed-buy...

    Loan Type. Minimum Credit Score. Conventional loans. 620. FHA loans. 500 (with 10% down payment); 580 (with 3.5% down payment) USDA loans. The USDA has no minimum limit, but lenders generally like ...

  4. What credit score do you need to buy a house? - AOL

    www.aol.com/finance/credit-score-buy-house...

    USDA loans (580 to 620): The U.S. Department of Agriculture (USDA) also doesn’t set minimum credit score requirements. However, you may need a score of at least 580 to 620 to qualify with many ...

  5. USDA home loan - Wikipedia

    en.wikipedia.org/wiki/USDA_home_loan

    USDA Home Loans have Maximum Household Income Limits which vary by the county in which you purchase a home; the income limits change annually. The Maximum Household Income Limits are based upon everyone in the home who is a wage earner, even if their income is not going to be used to qualify for the USDA Loan. For instance, Social Security ...

  6. Section 502 loans - Wikipedia

    en.wikipedia.org/wiki/Section_502_loans

    Section 502 loans are a rural housing loan program, administered by the Rural Housing Service (RHS), authorized under Section 502 of the Housing Act of 1949. Borrowers may obtain loans for purchasing or repairing new or existing single-family housing. Loans are made directly by RHS (7 CFR 3550) or by private lenders with a USDA guarantee (7 CFR ...

  7. Is 620 a good enough credit score to buy a house? - AOL

    www.aol.com/finance/620-good-enough-credit-score...

    However, these loans’ minimum credit score requirements start around 700, so you won’t qualify with a 620 score. USDA loans: ... can help you boost your score before applying for a home loan.

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