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An emotional support animal letter, or an ESA letter, is a document that qualifies people to be accompanied by a support animal in contexts in which pets might not be permitted, such as in rental housing. The letter must be issued by a psychologist, psychiatrist, qualified mental health professional, or physician. [17] [18] The professional who ...
The main impact of grouping emotional support animal protections into the Fair Housing Act is less severe but the rise of sketchy online ESA letter mills that openly advertise their services as a ...
That guarantee first appeared in 1988, when the Fair Housing Act's antidiscrimination protections were expanded to cover people with a mental or physical "handicap," a term later superseded by ...
A service animal is an animal that has been trained to assist a disabled person. The animal needs to be individually trained to do tasks that directly relate to the handler's disability, which goes beyond the ordinary training that a pet receives [3] [4] and the non-individualized training that a therapy dog receives.
The United States Housing and Economic Recovery Act of 2008 (commonly referred to as HERA) was designed primarily to address the subprime mortgage crisis.It authorized the Federal Housing Administration to guarantee up to $300 billion in new 30-year fixed rate mortgages for subprime borrowers if lenders wrote down principal loan balances to 90 percent of current appraisal value.
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